For PEOs & ASOs

Two ways ERA plugs into your book.

We're built to move volume in both directions — feeding your underwriting desk quality submissions from our agent network, and giving your existing service book a place to land the workers' comp when your carrier declines.

Quality inbound submission flow

Send us quality flow.

Pre-filtered, appetite-matched submissions from our contracted agent network. Universal intake, complete packets, neutral routing on identical terms — nothing hits your desk that doesn't fit your written appetite.

› Universal application, one packet per risk
› Appetite screen before submission is routed
› Neutral terms across every contracted market
› Quarterly win/loss reporting, not per-deal noise

WC route-out for declined groups

Your carrier declined it — keep the client.

When your bundled workers' comp carrier won't write a group, you don't have to walk away from the admin relationship. Route the WC through ERA, we place it with a qualifying market, and the client stays on your PEO / ASO platform for everything else.

› Preserve the admin, benefits, and payroll relationship
› Standalone WC placement with a qualifying carrier
› Fast turnaround on time-sensitive declinations
› Client-facing communication co-owned with your team

Advisory Capabilities

Engaged on request — not day-one deliverables.

Beyond placement, ERA offers technical advisory capabilities on a per-engagement basis. These are made available to partner PEOs and their groups as needs arise, not packaged into every placement.

Risk Management Advisory

Advisory

Loss-control audit, mod-factor projection, safety program design, and OSHA readiness reviews to pull marginal accounts into a preferred appetite over the next renewal cycle.

Claims Advocacy

Advisory

Technical guidance on severe or open claims — reserve challenges, return-to-work coordination, and mod protection — to control incurred cost on files that would otherwise drift.

Quarterly win/loss

A deliverable, not a claim.

Every contracted market receives the same quarterly report: what we sent, what you took, what you passed on, and where the business landed when you passed. Aggregate competitive pressure without per-deal loss notices in your inbox.

Decline reasons are reported back verbatim, which is also what lets us tighten the screen before the next quarter's flow reaches your desk.

Partner Report · Q_ 20__

Sample

Metric · illustrative figures	You	Panel avg
Submissions routed to you	42	38
Quoted	27	24
Bound	9	8
Median time to indication	~30 hrs	~36 hrs
Top decline reason	Mod above guideline	—
Lost to another panel market	6	—

Sample data for illustration. Actual reporting is scoped in the market agreement.

Interested in contracting with ERA?

Whether you want to receive our agent-network submission flow, hand off declined WC, or both — the partnership conversation starts the same way.

Talk to Partnerships