One submission.
Every qualifying market.
Employer Risk Advisory is the wholesale layer for PEO, ASO, and workers' compensation placements. Agents submit once. Our matching engine screens every contracted market's written appetite in parallel. The best co-branded offer comes back — in hours, not weeks.
Founding Agent cohort · Limited partner slots for launch
Multi-market
PEO & ASO placements
Life-of-client
Recurring producer comp
Licensed producer
Nonresident licensing in placement states
Vetted
Appetite-matched intake
How it works
Submit once. Screened everywhere.
01
Submit once
Upload the client's existing census, loss runs, and workers' comp docs through our secure portal. Our AI intake extracts and normalizes the data — no re-keying, no duplicate applications.
02
We shop the market
Our matching engine screens the risk against every contracted market's written appetite — class codes, states, size, loss history — then routes to every carrier that qualifies. In parallel.
03
One best co-branded offer
You receive the best indication on the winning market's paper, co-branded with your agency, ready to present. Life-of-client commissions locked at binding.
The Wholesale Network
A distribution channel built for licensed professionals.
Agent Aggregation
Nationwide network of independent P&C and benefits agents feeding qualified PEO and workers' comp opportunities through a single vetted channel.
Appetite Engineering
In-house specialists analyze mod factors, class codes, and loss runs so every submission arrives at the market structured for a decision.
Submission Portal
Proprietary intake and tracking environment for uploading, comparing, and binding placements with full transparency across the deal lifecycle.
For Agents & Brokers
Expand your capabilities without expanding your desk.
- › Access every qualifying PEO/ASO market from a single submission
- › Recurring, life-of-client producer compensation
- › Co-branded proposals delivered on the carrier's paper
- › Dedicated deal desk — no phone tree
For PEO & ASO Partners
Two ways ERA plugs into your book.
01 · Quality inbound flow
Pre-filtered, appetite-matched submissions from our agent network — universal intake, complete packets, neutral routing on identical terms.
02 · WC route-out for declined groups
When your bundled carrier won't write the workers' comp, keep the admin relationship. We place the WC through a qualifying market and hand the client back — so a declination doesn't cost you the account.
Day-One Placement · Advisory Capabilities
Specialized placement for the risks that don't fit the standard market.
Workers' Compensation Placement
PlacementHigh-mod, tough class codes, multi-state, and complex loss histories placed with markets that specialize in each.
PEO / ASO Wholesale Distribution
PlacementDirect access to a curated set of PEO and ASO markets on identical, neutral terms — the best fit wins, not the highest commission.
Risk Management Advisory
Advisory capabilityLoss-control audit, mod-factor projection, and program design guidance to sharpen carrier appetite over time — engaged on request.
Claims Advocacy
Advisory capabilityPost-incident guidance on open and severe claims to protect experience modifiers and total incurred cost — engaged on request.
On Our Approach
“Most tough workers' comp accounts die on the fourth application. Our job is to make sure they never make it past the first — because we already know which markets will write them.”
— Employer Risk Advisory · Deal Desk
Ready to place your next PEO or WC account?
Whether you're a PEO seeking quality submission flow or an agent looking for the right market for a complex risk, we're built to move it forward — today.