Wholesale · Distribution

A neutral wholesale channel for PEO, ASO, and workers' comp placements.

Two audiences. One infrastructure. Independent agents plug in on the front end; contracted markets receive vetted, appetite-matched submissions on the back end.

For Agents

Founding Agent Program

Launch cohort · Limited partner slots

A launch-cohort partnership for the first agencies who bring us production. Tier lock-in, agency promotion, and preferred access to new markets as we appoint them — closed once the founding roster is filled.

Apply to the Program

Competitive comp

Producer compensation matches direct-market terms so there's no economic incentive to route deals through one channel over another. Ask us for the current schedule.

Life of client

Commissions recur for the life of the placement, contractually preserved across every market we appoint.

Co-branded

Proposals go out with your agency's identity on the carrier's paper — no wholesale interception.

Universal intake

One packet, one census, accepted by every market — pre-filled from the client's existing documents.

Neutral routing

Every contracted market operates on identical terms. Deals go where they fit, not where the payout is highest.

Written appetite

We screen against each market's documented guidelines — deterministic, auditable, no guesswork.

Complete packets

Standardized universal submission with everything the underwriter needs on the first look.

Win/loss transparency

Quarterly reporting instead of per-deal loss notices — competitive pressure without the noise.

For PEO & ASO Partners

Quality submission flow, engineered.

We contract with a small number of PEO and ASO markets on identical terms and route agent submissions to every market whose written appetite qualifies. Volume with neutrality — the standard our partners require.

Contract with ERA

Contracted Markets

A curated panel of PEO, ASO, and WC markets.

Markets are held confidential until an agent is contracted and a submission is in play. Each operates on identical terms and receives every submission that qualifies under its written appetite.

Contracted

PEO Market A

Contracted

PEO Market B

Contracted

ASO Market C

Contracted

WC Market D

Additional markets are appointed as volume and appetite fit warrant.

Commission Structure

Transparent, recurring, life of client.

Producer compensation is set to match direct-market terms so there is no economic incentive to route a deal through one channel over another. Commission terms snapshot at binding and recur for the life of the placement. Full schedule is shared under NDA during the Founding Agent onboarding conversation.